6-Year-Old Asks Dad for Allowance Advance, Gets Official Loan Rejection Letter

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It is a good idea to teach children about the “real world” and a Reddit dad did it in a hilarious loan rejection letter. His six-year-old son asked for a $20 advance on his allowance, which is in essence a loan. The rejection letter stated that he had insufficient funds and was regarded as a credit risk because he didn’t always do his chores.

Reddit
Reddit

The unfortunate kiddo was also informed that Dad Savings and Loan had checked his recent expenditures and found he had spent $80 in frivolous entertainment expenses since Christmas. Dad S&L could not, in good conscience, give him a $20 loan that would only encourage these unsustainable spending habits.

The letter stated that the boy could contact the complaint department to appeal the decision of Dad S&L. Of course, the head of the complaint department was mom.

You can see a photo of the professional looking loan rejection letter here. With many kids today just being handed everything they want, it is refreshing to see a dad trying to teach his son how things work in the real world in a fun and creative way. What makes this story interesting is that the letter is realistic, and any parent can relate to having their child ask for money or new toys.

 

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